Medicare is a public healthcare program managed by the Department of Health and Human Services. Generally, the program offers prescription and medical insurance along with hospital care for Americans over the age of 65.
Permanent U.S. residents and citizens will qualify for Medicare, if they’ve been working for at least 40 fiscal quarters in a position which contributed to the Medicare plan. People who are currently employed can view their paycheck stub to see if the contribution towards the plan is made.
Individuals that are diagnosed with kidney failure who needs dialysis or a transplant or for people with certain permanent disabilities can also qualify. Medicare Part A pays for inpatient stays at a skilled nursing facility or hospital. Home health care and hospice are additionally addressed within the Part A plan.
Medicare Part A requirements will be met if a person is a minimum of 65 and is getting or is eligible to get retirement benefits from Social Security or the Railroad Retirement Board. If the government employed the beneficiary or his/her spouse into a position which qualified for Medicare, they could collect additional benefits. For those under age 65, eligibility requirements of Medicare involves getting disability benefits from the Railroad Retirement Board for a minimum of two years.
Medicare Part B pertains to outpatient services that are not covered by Part A. Requirements of Part B are that a monthly premium be paid.